Demand Letter Generator
Create a firm, professional demand letter for unpaid money in seconds. Enter who owes you, how much, why, and how long they have to pay, then watch the letter build live. Copy it, download it as a text file, or print it. Everything runs in your browser, so nothing you type is uploaded.
How to write a demand letter
- Fill in your details, the recipient's details, and the date of the letter.
- Enter the amount owed, the reason for the debt, the payment deadline in days, and any consequences.
- Review the live preview, then copy, download as .txt, or print the finished letter.
Examples
Demand for an unpaid invoice
Owed: $4,500 for unpaid invoice INV-2042; deadline: 14 days; state: California
Re: Formal Demand for Payment of $4,500.00 ... pay the full amount of $4,500.00 within 14 days of the date of this letter.
Frequently asked questions
What is a demand letter?
A demand letter is a formal written request for someone to pay money they owe or take a specific action. It states the amount, the reason it is owed, a clear deadline to pay, and what will happen if they do not. It is often the last step before filing a claim in small claims or civil court.
Is my information kept private?
Yes. This demand letter generator runs entirely in your browser. The names, addresses, amounts and reasons you type are never uploaded, sent to a server, or stored anywhere, so your details stay on your own device.
What should a demand letter include?
A strong demand letter names both parties, states the exact amount owed and why, gives a firm deadline for payment, and explains the consequences of not paying, such as legal action. This tool assembles all of those parts into a clean, formal letter you can send.
How do I save or send the letter?
Use the Copy button to paste it into an email or document, the Download button to save it as a plain-text .txt file, or the Print button to print it or save it as a PDF through your browser's print dialog. Demand letters are often sent by certified mail so you have proof of delivery.
Is this a legal document or legal advice?
No. This tool produces a plain-text demand letter template to help you ask for money you are owed. It is not a law firm and does not provide legal advice. Laws on debt collection and demand letters vary by location, so consider having a lawyer review your letter before sending it.
What deadline should I give for payment?
Deadlines are commonly 7, 10, 14, or 30 days from the date of the letter, depending on the amount and your relationship with the recipient. Enter the number of days that feels reasonable and the letter will state that exact period.
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