Subscription Cost Calculator
Streaming, cloud storage, news, gym and app memberships bill on different schedules, which hides what they add up to. List each one with its amount and cycle, and this calculator normalizes weekly, monthly, quarterly and yearly charges into a single monthly and yearly figure. A per-subscription table shows exactly which services cost you the most.
How to calculate your subscription costs
- Type a name into the Subscription field for each service you pay for.
- Enter the charged amount in the Amount column, exactly as it appears on your statement.
- Choose the matching option in the Cycle menu: Weekly, Monthly, Quarterly or Yearly.
- Click '+ Add subscription' for every extra service, or the X button to drop a row.
- Read the Monthly total and Yearly total cards, then scan the per-subscription breakdown.
- Use Copy to grab the full breakdown as plain text for a budget or spreadsheet.
Examples
Three mixed-cycle subscriptions (the default rows)
Streaming $10 monthly, Cloud backup $120 yearly, Newspaper $5 weekly
Streaming $10.00/mo ($120.00/yr), Cloud backup $10.00/mo ($120.00/yr), Newspaper $21.67/mo ($260.00/yr). Monthly total $41.67, yearly total $500.00
A single weekly charge
Coffee club $5 weekly
Monthly $21.67, yearly $260.00 (5 x 52 / 12 for the month, 5 x 52 for the year)
One quarterly plan
Software license $45 quarterly
Monthly $15.00, yearly $180.00 (45 / 3 per month, four charges a year)
Frequently asked questions
How is a weekly subscription turned into a monthly cost?
A weekly amount is multiplied by 52 weeks then divided by 12 months, so $5 a week becomes $21.67 a month and exactly $260 a year. This spreads the 52 annual charges evenly rather than assuming four weeks per month.
How are quarterly charges handled?
A quarterly charge bills once every three months, so the monthly equivalent is the amount divided by 3 and the yearly cost is four charges. A $45 quarterly plan reads as $15.00 a month and $180.00 a year.
Why does the yearly total not always equal the monthly total times 12?
Each subscription's yearly figure is calculated from its exact monthly cost before rounding, then all subscriptions are summed and rounded once. This avoids the small drift you would get by multiplying an already-rounded monthly figure by twelve.
How many subscriptions can I add?
There is no set limit. Use '+ Add subscription' to append as many rows as you need. The last remaining row cannot be removed, so there is always at least one line to edit.
What happens if I leave an amount blank or type text?
Rows without a valid number are ignored in the totals, so a half-filled row will not break the calculation. Fill in the amount and the totals update instantly.
Can I mix currencies?
No. Enter every amount in the same currency. The tool does no currency conversion, it only normalizes billing frequency, and the results are labelled with a dollar sign for display.
Does it account for annual discounts or free trials?
It reflects only the amount and cycle you enter. If a yearly plan is cheaper than paying monthly, enter the discounted yearly price and the tool will show the true monthly equivalent so you can compare fairly.
Can I copy the results?
Yes. The Copy button next to the breakdown copies each service with its monthly and yearly cost plus both totals, ready to paste into a note, budget or spreadsheet.
Is my data private?
Yes. The calculation runs entirely in your browser and nothing you enter is uploaded, saved or tracked, so your list of subscriptions never leaves your device.
Learn more
- Annual vs monthly subscription billing: which really costs less
How to compare yearly and monthly subscription plans on a level footing, when annual billing saves money, and what to watch for.
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